|Account Type||Money Market||Savings||Installment Savings|
|Description||This is a variable-rate savings account that offers easy access with limited check-writing privileges and a competitive market rate of interest. Statements are generated monthly.||This is an affordable basic savings account with limited transactions. Statements are generated quarterly.||This is an affordable savings account requiring a monthly fixed deposit during the contract period. Statements are generated quarterly.|
|Minimum Opening Deposit||$1,000||$100||Varies per Contract Amount and Term|
|Service Charge Per Statement Cycle||$8 service charge||$5 service charge||N/A|
|Minimum Balance Requirement to Waive Service Charge||Daily minimum balance of $2,500 or monthly average balance of $5,000||Daily minimum balance of $500||N/A|
|Free Online Banking / Telephone Banking|
|Additional Information||$10 excessive transaction fee per debit exceeding the transaction limitations||$0.50 excessive transaction fee per debit exceeding the transaction limitations||Minimum contract amount is $1,000 and maximum amount is $250,000. Early withdrawal penalty may be imposed.|
* We may change the accounts mentioned in this schedule at any time by adding new terms and conditions or deleting or amending existing terms and conditions.