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Annual Percentage Yield (APY) effective as of 2/5/2019
| Account Type | 11 Month CD | 12 Month CD | 18 Month CD |
| Open Now | Open Now | Open Now | |
| Description | This is an interest-earning account with a fixed rate and term. | This is an interest-earning account with a fixed rate and term. | This is an interest-earning account with a fixed rate and term. |
| Minimum Opening Deposit and Minimum Balance for Advertised Rate |
$10,000 | $10,000 | $10,000 |
| Maximum Deposit | $250,000 per account $1,000,000 per person |
$250,000 per account $1,000,000 per person |
$250,000 per account $1,000,000 per person |
| Term | 11 Months | 12 Months | 18 Months |
| Annual Percentage Yield (APY)* | 1.58% | 2.75% |
2.75% |
| Early Withdrawal Penalty | 1 month simple interest | 1 month simple interest | 3 months simple interest |
| Additional Information | Interest can be added to principal of CD. No additional deposit is allowed prior to maturity. A penalty may be imposed for early withdrawals. |
Interest can be added to principal of CD. No additional deposit is allowed prior to maturity. A penalty may be imposed for early withdrawals. |
Interest can be added to principal of CD. No additional deposit is allowed prior to maturity. A penalty may be imposed for early withdrawals. |
* We may change the accounts mentioned in this schedule at any time by adding new terms and conditions or deleting or amending existing terms and conditions. Uniti Bank Certificate of Deposit Annual Percentage Yields (APY) may change before CD is opened and funded without prior notice. The funding process may take a few days because you will need to confirm ownership of your external account and your account will not be considered opened until it is fully funded.