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SBA Loans
SBA 7(a) Program

The SBA 7(a) Program is available for most SBA financing requests and can be utilized for a variety of purposes including new business set up, existing business acquisition, commercial real estate purchase, as well as debt refinance.

  • The SBA 7(a) program provides maximum loan amounts of $5,000,000.
  • Maximum terms may vary according to financing purpose.
  • Non-Real Estate purchase transaction maximum term is up to 10 years fully amortized.
  • Commercial Real Estate purchase maximum term is up to 25 years fully amortized.
  • 85% Guaranty in effect with loan amounts up to $150,000.
  • 75% Guaranty in effect with loan amounts in excess of $150,000.
  • Commercial Real Estate refinance with competitive interest rates.
  • Small Business expansion, with leasehold financing as well as working capital.
  • Equipment and machinery purchase financing is available.
  • Small Business debt refinance (from existing Non-SBA financing) is available.
  • Inventory purchase with competitive rates.
  • Up to 90% financing is available and is subject to credit decision.

SBA 504 Program
  • The SBA 504 Program is available for larger financing requests exceeding the SBA borrower financing limit of $5,000,000.
  • SBA 504 program is an economic development program designed by the U.S. SBA to assist in the financing of fixed assets for small businesses.
  • SBA 504 financing requirements include participation with a third party lender, with maximum financing of 50% of the requested loan amount provided by Uniti Bank.
  • Minimum down payment of 10% required.
  • SBA 504 financing is provided if the total financing request exceeds the SBA established limit of $5,000,000.
For more information
contact the SBA Department at 213-401-3222 or submit a request on our Contact Us page.