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Tips, Security & Options
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Tips, Security & Options PageBefore you begin to use Online Banking, there are some things you should know.
Please read the information provided here regarding your Internet program's security, Download Tips,
Online Banking Options or click here to go straight to the demo! The demo ID is easy and the PIN is
banking. To sign up for Online Banking, you must first read the Online Banking Agreement and Disclosure
Statement and then complete the Online Banking Application.
Is Your Internet Program Secure?
To ensure security of your financial information, Online Banking requires that your computer's internet browser
program (usually Microsoft Internet Explorer or Netscape Navigator) is capable of 128-bit encryption.
The first time you access the Online Banking login screen, your computer screen may display the text
shown in the box below. (Note: this is just a picture of the page, the underlined texts are not live
links.)
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This site requires 128-bit encryption.
* If you already have 128-bit encryption *
* Click here to proceed to a secure login screen and then UPDATE bookmark. *
- Click here to upgrade to the newest version of the Microsoft browser.
- Click here to upgrade to the newest version of the Netscape browser.
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If you get this page, try clicking on the *Click here to proceed...* line. If your browser has 128-bit
encryption, you should proceed directly to the login screen. If your browser does not have 128-bit
encryption, your screen will stay the same and you can click one of the links to upgrade, depending on
which browser you have.
If you don't see that box, you can still check your browser's encryption capability
by going to the login screen and clicking on the Test Browser tab. This will run a short check of your
browser and let you know if you're capable of high encryption. If you are not, some upgrade information
will be provided to you.
We offer the following download tips if you choose to upgrade your browser over the Internet.
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Download Tips
Upgrading your browser is fairly easy, however, it can take several hours to download the upgrade,
depending on the speed of your internet access. We can offer a few download tips, however, we take no
responsibility and assume no liability for the process of upgrading your Internet browser.
1. Before you begin the download, print the instructions first.
2. Download at night when less people are on the Internet and download should be faster.
3. Selecting 'Run This Program From It's Current Location' in the File Download window will run the
browser upgrade over the Internet and automatically upgrade your browser for you. This will take longer
than the 'Save This Program to Disk' option.
4. Selecting 'Save This Program to Disk' will download the browser upgrade file to your PC in a
folder that you must choose. You will then need to follow the directions that you printed
to continue the upgrade process after the file is downloaded.
5. If you choose 'Save This Program to Disk', you can select the 'Close This Dialog Box When
Download Completes' to close that window and automatically disconnect from the Internet so you
PC is not online all night long.
Online Banking Options
There are four main areas of Online
Banking; account listing, management, download and interest rates. To access any of these areas,
click on the arrow for the drop-down menu in the upper left corner of the Online Banking page,
select the area you want to go to and click the GO button.
Here is a brief description of each area and what you can do there.
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Account Listing
(information on your internet accounts)
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- View account information
- View past history
- View current transactions (since the last statement)
- View past statements (up to 90 days)
- Enter or view stop payments (on checking and savings accounts only)
- Transfer funds (from checking and savings only)
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Management
(personalize your information)
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- Change your PIN
- Change your Personal Alias (ID)
- Reset your login count
- Change pseudo account names
- Display options
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Download
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-Download account information to a money management program on your PC
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Interest Rates
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-View current Uniti Bank deposit interest rates
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In addition to these four areas, there are tabs near the top of each page that give you several options:
• Home - this will take you to our bank's main web page.
• E-mail - send e-mail to the bank.
• Help - get help about the Online Banking page you are viewing
• Exit - log off the Online Banking website.
It is very important that you always exit Online Banking when you are finished to avoid anyone else
using your PC to access to your information.
If you have other questions about Online Banking that are not answered here, please be sure to contact us.
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